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Auto Insurance Requirements In Wyoming

Wyoming Auto Insurance 

According to Wyoming state law, all motorists applying for vehicle registration are required to have valid vehicle liability insurance. This insurance helps cover the costs of damages or injuries you may have inflicted on others if you are responsible for an accident. You must carry evidence of insurance in your vehicle at all times, and provide it to law enforcement and others involved in an accident with you upon request.  While this is the minimum amount as required by law, drivers are strongly urged to consider higher limits.  It’s also important to note that, while Wyoming law does not require you to have collision and comprehensive coverages, you may have to purchase both as part of your car’s finance or lease agreement.

Car Insurance Policy Requirements in the state of  Wyoming

Wyoming law mandates that every automobile insurance policy sold in the state must have these minimum coverages:

  • $25,000 for bodily injury or death, per accident.
  • $50,000 for total bodily injury or death for multiple people in an accident.
  • $20,000 for property damage.

Penalties and Violations

If you are caught driving without insurance in Wyoming, you will be convicted of a misdemeanor.  You will also be fined up to $1,500, and may be imprisoned for up to 6 months.  You can also face a suspension of your license for an indefinite period of time.  You may also find it more difficult to find cheap auto insurance, as insurers look down upon a questionable driving record.  

You are also deemed fully responsible for any financial repercussions should you cause an accident and not have any insurance to cover the cost of the damage.

Choosing the insurance that’s actually right for you may seem overwhelming.  It’s important to make sure you’re adhering to the law in whatever state you live.  Don’t go it alone — have one of our friendly, knowledgeable agents help you cut through the nonsense, and get you the security you need while you’re out on the road.  Getting the right insurance is just a few steps away.