Auto Insurance Requirements In Mississippi

Mississippi Auto Insurance 

According to the Mississippi state law, all motorists applying for vehicle registration in Mississippi are required to have valid vehicle liability insurance.

This insurance helps cover the costs of damages or injuries you may have inflicted on others if you are responsible for an accident. You must carry evidence of insurance in your vehicle at all times, and provide it to law enforcement and others involved in an accident with you upon request. 

While this is the minimum amount as required by law, drivers are strongly urged to consider higher limits.  It’s also important to note that, while Mississippi law does not require you to have collision and comprehensive coverages, you may have to purchase both as part of your car’s finance or lease agreement.

Car Insurance Policy Requirements in the Mississippi

Mississippi law mandates that every automobile insurance policy sold in the state must have these minimum coverages:

• $25,000 per person (limited to a single accident)
• $50,000 per accident for bodily injury
• $25,000 per accident for property damage

Penalties and Violations

If you are caught driving without insurance in Mississippi, You could face a fine of $500 and a suspension of your driver’s license.  

Choosing the insurance that’s actually right for you may seem overwhelming.  It’s important to make sure you’re adhering to the law in whatever state you live.  Don’t go it alone — have one of our friendly, knowledgeable agents help you cut through the nonsense, and get you the security you need while you’re out on the road.  Just fill out a quick form to get started!